Terms & Conditions

1. DEFINITIONS

• “Company”, “we”, “us”, or “our” refers to 4o Chat.
• “User”, “you”, or “your” refers to the individual or organization using the Service.
• “Account” means authenticated credentials tied to a user or organization.
• “Content” refers to prompts, files, and other data submitted to the Service.

2. ELIGIBILITY

You must be at least 18 years old to use the Service. By using the Service, you represent and warrant that:

• You are legally capable of entering into a binding agreement.
• You will comply with these Terms and all applicable laws and regulations.

3. ACCOUNT REGISTRATION

To use the Service, you must create an Account. You agree to provide accurate and complete information and keep this information up to date.

You are responsible for:

• All activity under your Account.
• Maintaining the confidentiality of your credentials, API keys, and access tokens.

4. LICENSE & ACCEPTABLE USE

We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service solely for your internal business purposes.

You agree not to:

• Use the Service for illegal or unauthorized purposes.
• Submit malicious, abusive, infringing, or harmful content.
• Reverse engineer, modify, or attempt to extract source code from the platform.
• Interfere with or disrupt the integrity or performance of the Service.
• Share your access credentials with unauthorized parties.

5. FEES AND BILLING

4o Chat may offer usage-based pricing and subscription plans, including a free tier.

• Billing Cycle: You may be billed monthly based on your selected plan and usage.
• Payment Processor: Payments may be processed by secure third-party providers.
• Late Payments: We may suspend or terminate access for unpaid invoices.
• Plan Changes: You may change plans; billing adjustments apply accordingly.

6. REFUND POLICY

Paddle is our payment provider. Refunds are handled according to Paddle’s Buyer Terms and Conditions. Refund requests are processed through Paddle and may be granted or refused at Paddle’s discretion in accordance with applicable consumer rights.

See more here: https://www.paddle.com/legal/invoiced-consumer-terms

7. SERVICE AVAILABILITY

The Service is provided on an “as-is” and “as-available” basis. We may schedule maintenance, publish uptime targets, and release fixes at our discretion.

We are not liable for temporary outages, third-party disruptions, or force majeure events.

8. INTELLECTUAL PROPERTY

All software, infrastructure, and branding associated with the Service are owned by or licensed to the Company and are protected by applicable intellectual property laws.

You retain ownership of your Content, and grant us a limited license to process it solely to provide, secure, and improve the Service.

9. FEEDBACK

If you submit feedback, suggestions, or bug reports, you grant us a non-exclusive, royalty-free, perpetual, irrevocable license to use that feedback without compensation.

10. TERMINATION

You may terminate your account at any time. We may suspend or terminate access with or without notice if you breach these Terms, fail to pay fees, or your use creates security or legal risk.

Upon termination, access is revoked and outstanding payment obligations remain enforceable.

11. DISCLAIMER OF WARRANTIES

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND AVAILABILITY.

12. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY LAW, WE ARE NOT LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, INCLUDING LOST PROFITS, DATA LOSS, OR BUSINESS INTERRUPTION.

OUR AGGREGATE LIABILITY UNDER THESE TERMS WILL NOT EXCEED THE AMOUNT YOU PAID US IN THE 3 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM.

13. INDEMNIFICATION

You agree to indemnify and hold harmless 4o Chat and its affiliates, officers, directors, and employees from claims, damages, losses, and expenses arising out of your use of the Service, your content, or your violation of these Terms.

14. EXPORT RESTRICTIONS

You may not use the Service in violation of export control or sanctions laws, or for the benefit of prohibited countries, organizations, or individuals.

15. GOVERNING LAW & JURISDICTION

These Terms are governed by the laws of the State of Delaware, United States, without regard to conflict of law principles.

Any disputes will be resolved exclusively in the state or federal courts located in Wilmington, Delaware, and you consent to their jurisdiction.

16. CHANGES TO TERMS

We may modify these Terms at any time. Changes become effective when posted to this page. Continued use of the Service after updates constitutes acceptance of the revised Terms.

17. CONTACT INFORMATION

If you have questions or concerns about these Terms, contact:

• 4o Chat
• Email: support@ilove4o.com
• Website: https://ilove4o.com